The Division of Intergenerational Services serves the needs of families, youth, disabled individuals and senior citizens. Caring professionals are available to provide assessment, guidance, counseling, and information and referral. Individual case management insures a personal connection with our residents to insure that their needs are met.
101 S. Shore Road, Shoreview Building
Northfield
New Jersey
08225
United States
+1-888-426-9243 - In-County +1 (609) 645-5965 - Out-of-County

Department of Human Services

Division of Intergenerational Services

State Health Insurance Counseling and Assistance Program (SHIP)

Local Help for People with Medicare

Atlantic County Aging and Disability Resource Connection has certified SHIP (State Health Insurance Assistance Program) counselors who offer FREE and confidential one-on-one counseling and assistance for those responsible for making healthcare choices for Medicare beneficiaries.  We are here to educate, advocate, counsel and empower Medicare beneficiaries to make informed healthcare decisions to meet their needs.

SHIP counselors also provide information and assistance for beneficiaries with limited income as well as resources for those applying for Extra Help to pay for prescriptions and Medicare Part B premiums and special benefits programs.

If you are a Medicare beneficiary who feels overwhelmed by health and prescription insurance plan choices, needs assistance in choosing the right coverage or has questions about a claim, SHIP counselors are ready and willing to provide FREE and personalized help.

Atlantic County SHIP is here to help with:

Medigap, Medicare Advantage Plans, Medicare Prescription Plans (Medicare Part D)

Prescription Assistance Programs - PAAD and Senior Gold

Medicare Savings Programs and State Pharmaceutical Assistance Programs:
Income Eligibility Chart for New Jersey

Medicare Part B Premium Savings – Call 1-888-426-9243 (in-county) to apply

  • Maximum Annual Income for an individual - $15,890 (gross income) & asset limit $7,280
  • Maximum Annual Income for a couple - $21,506 (gross income) & asset limit $10,930

LIS – Low Income Subsidy (Extra Help for Prescriptions)

Utility Cost Assistance:

  • Lifeline Utility Assistance
  • Universal Service Funds
  • LIHEAP (Low-Income Energy Assistance)

New Jersey Home Energy Programs
Home Energy Assistance Universal Service Fund Weatherization Assistance

OCEAN Inc. Home Energy Assistance Program
76 W. Jimmy Leeds Rd., Suite 103
Galloway, NJ 08205
Application: http://www.state.nj.us/dca/divisions/dhcr/forms/docs/heaappl.pdf

Hearing Aid Assistance:

Medicare Frequently Asked Questions:

Medicare Preventative Service Guide

Help Fight Medicare Fraud

Medicare & You Handbook

Medicare and the Affordable Care Act

Volunteers Needed
If you would like to become a SHIP volunteer and help people in your community better understand their Medicare-related insurance options, please call 609-588-2337. Watch this video from the NJ Department of Human Services for more information.

The State Health Insurance Assistance Program (S.H.I.P.) is a statewide program administered by the New Jersey Department of Human Services-Division of Aging Services, with major funding from the U.S. Department of Health Human Services, Centers for Medicare and Medicaid Services.

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